FAQ

1. What documents are required to apply for a new car loan?

You need to provide proof of identity, income, and address, along with the car's registration papers

2. How long does the approval process for a home loan take?

The approval process typically takes a few days, depending on the completeness of the documentation provided.

3. What is the maximum tenure for a business loan from Gajanand Financial Service?

The maximum tenure for a business loan is typically up to 5 years, with flexible repayment options.

4. What is the minimum loan amount for a mortgage loan?

The minimum loan amount for a mortgage loan is subject to the property value and eligibility criteria

5. Can I apply for a commercial vehicle loan if I am a self-employed individual?

Yes, self-employed individuals can apply for a commercial vehicle loan based on the relevant business documentation.

6. How is the interest rate for a used car loan determined?

The interest rate for a used car loan is determined based on factors such as the age of the car, its condition, and the borrower's creditworthiness.

7. Is there a maximum loan amount for a personal loan?

The maximum loan amount for a personal loan depends on the borrower's eligibility and repayment capacity

8. Can I apply for multiple loans simultaneously?

Yes, you can apply for multiple loans simultaneously, subject to your eligibility and creditworthiness.

9. How soon can I expect the disbursal of funds for a BT & top-up loan?

The disbursal of funds for a BT & top-up loan typically takes a few days upon successful documentation and approval.